Borrow against
your car.
Keep driving it.
Auto Equity Card turns your vehicle's value into a revolving credit line. Instant approval, no title transfer, no dealership visit — just a metal card backed by the equity you already own.
From driveway to credit line in four steps
No paperwork. No dealership. No surrendering your keys. Just your phone, your VIN, and a minute of your time.
Scan your VIN
Open the app and point your camera at your windshield. We pull your vehicle's specs and live market value in seconds.
Get your limit
We underwrite up to 80% of your car's equity as a revolving credit line. Approvals land in under a minute.
Spend or transfer
Use your Auto Equity Card anywhere Visa is accepted, or transfer funds to your bank instantly — no fees.
Repay & reuse
Pay down your balance anytime. Available credit replenishes automatically, ready for the next time you need it.
Built for people who'd rather not sell their car
Every feature is designed around one idea: your vehicle is an asset you should be able to use without losing it.
Instant approval
Snap your VIN, get a credit limit in 60 seconds. No paperwork, no dealership visit, no waiting room.
Revolving credit
Draw what you need, repay when you want. Available credit replenishes as you pay down — reuse it anytime.
Keep your title
No lien transfer, no surrendering your keys. Your car stays in your driveway and on your insurance.
Live equity tracking
Watch your vehicle's market value update weekly and see exactly how much equity you can unlock.
FDIC-insured funds
Every dollar you draw is held at a partner bank with full FDIC deposit protection up to $250k.
Use it anywhere
Spend your equity line with a metal card anywhere Visa is accepted — online, in-store, worldwide.
One metal card.
Your car's full equity.
Precision-milled stainless steel with a brushed gold inlay. Tap to pay anywhere Visa is accepted, or move funds to your bank instantly. It's your equity — spend it your way.
- Contactless tap-to-pay with Visa tokenization
- Instant ACH transfers to any linked bank — no fees
- Spend tracking tagged automatically against your equity line
- Lost or stolen? Freeze and reissue in two taps, 24/7
Trusted by drivers who needed cash, not a sale
Over 180,000 people have unlocked their vehicle's equity without giving up the keys.
"I needed $12k for a down payment and my bank wanted two weeks of paperwork. Auto Equity Card gave me a limit in a minute and the money was in my account that afternoon."
"The fact that I keep my car and my title was the whole reason I tried it. Six months later I've drawn and repaid the line three times. It's just… there when I need it."
"I manage a fleet of nine vehicles for my delivery company. The Fleet plan's API plugged straight into our accounting stack. Genuinely changed how we handle cash flow."
Questions, answered
The fine print, in plain English. Still curious? Our equity advisors are on chat 7 days a week.
Unlock up to $10,000
in under a minute
No credit impact to check your limit. No obligation to draw. Your car stays in your driveway — we just put its value to work.